Debt Relief Through Chapter 7 Bankruptcy
At the law firm of Richard A. Heller, P.A., our attorneys are committed to helping people in Orlando and throughout Central Florida overcome debt. Whether your financial problems are the result of credit card debt, unexpected medical bills, divorce or anything else, we can help. We have been doing this since 1990.
Chapter 7 bankruptcy is a powerful option available to many individuals and businesses. This option can allow you to get out of debt in less than a year in most cases. You can get rid of the stress and get a fresh start.
What Is Chapter 7 Bankruptcy?
If you don't have the financial resources to deal with your debts at all, Chapter 7 bankruptcy may be an option for you.
This type of bankruptcy allows people to rid themselves of debt. It allows certain amounts of assets to be retained, but is not meant to save homes from foreclosure. Chapter 7 is about seeking a fresh start.
Who Qualifies for Chapter 7 Bankruptcy?
Recent changes in the law outlined in the Bankruptcy Reform Act require that an individual pass a means test in order to qualify for Chapter 7 bankruptcy. Essentially, this is an objective test to determine whether or not a debtor is presumed to be filing for bankruptcy in good faith.
For those who do not qualify for Chapter 7 bankruptcy, Chapter 13 is also a very valuable option. The lawyers at Richard A. Heller, P.A. are ready to explain your bankruptcy options and bankruptcy alternatives to you.
Professional Legal Services
Contact us today to talk to an experienced lawyer about whether Chapter 7 bankruptcy can help you overcome your debt.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
