Florida Loan Modification Lawyers
Do you need help with your monthly mortgage payments? There are many mortgage modification companies across Florida that claim they can negotiate better interest rates for your loan and lower your payments. Unfortunately, these companies usually have no legal authority to stand behind their promises, and they lack the ability to provide foreclosure defense when you need it. At Richard A. Heller, P. A., our attorneys have many years of experience modifying mortgages and protecting homes from foreclosure.
If you need assistance lowering your monthly mortgage payments or reducing the interest rates on loans, contact our law firm by e-mail or call 407-982-5774. We have the knowledge to help you stay financially stable.
Concerns With Mortgage Companies
The Florida Attorney General is working to tightly control mortgage modification companies. Laws have recently been passed in Florida to prevent these businesses from charging the high up-front fees that they usually make their customers pay.
Mortgage assistance businesses have also been found to be charging for loan audits to search for violations of the Truth in Lending Act. While this service is important, it is provided for free by the Department of Housing and Urban Development (HUD). Our attorneys will eliminate the extra costs of loan modification companies by working directly with your lender to negotiate a payment schedule that suits your budget. Further, we can utilize the bankruptcy process to require a reader to mediate a loan modification. Although there are no guarantees, getting them to the table is half the battle.
Solutions From Knowledgeable Lawyers
We offer a wide range of mortgage modification services for our clients and may help you in many specific areas, including:
- HAMP modifications
- lowering interest rates
- reducing your principal balance
- fixing adjustable interest rates within the mortgage
- increasing the loan term
- forgiveness of missed payments
At Richard A. Heller, P. A., our lawyers have the authority to act to defend you in court. If a foreclosure action should arise, you can count on us for effective and efficient representation.
Professional Mortgage Assistance
Contact us by e-mail or call 407-982-5774 to discuss your loan modification options with capable Orlando lawyers. We have the legal knowledge required to resolve your financial concerns.
