Orlando Bankruptcy Lawyer
Chapter 13 Bankruptcy
Are you looking for an attorney to help you file Chapter 13
bankruptcy? At Richard A. Heller, P.A., our Orlando bankruptcy attorneys have nearly
75 years of collective legal experience. When you work with our firm,
we want you to be so satisfied with your experience that you would recommend
us to your closest friends and family. As a result of our work ethic,
we are accredited with the
Better Business Bureau (BBB) with an A+ Rating and we have a BV® Distinguished™ Rating
with Martindale-Hubbell®, a nationwide legal ranking website.
Are you experiencing financial problems? Would you like to get control
over your finances and get some much needed breathing room? If so, we
have the knowledge and tools to help you find the right solution to your
money problems. While you can go on struggling every month with your bills,
why should you when there are real-life solutions that can relieve you
of a lot of stress and worry?
Why choose us?
Over the years we have helped many clients struggling to keep up with their
monthly obligations get the fresh start they desperately needed. Through
filing a Chapter 13 bankruptcy, we have helped clients greatly reduce
their monthly obligations into an affordable monthly payment and we have
helped them save their homes from foreclosure.
- We offer free consultations.
- We have payment plans available in some instances.
- We offer Spanish speaking services.
- Our firm has been serving Orlando residents since 1990.
How a Chapter 13 Works
Chapter 13 is known as the "wage earners" bankruptcy because
it's generally used by debtors with a regular source of monthly income.
One of the benefits of a Chapter 13 over a
Chapter 7 is that it can save a home from foreclosure providing the debtor keeps
up with their repayment plan.
With a Chapter 13, the debtor pays off all or a portion of their debts
over a period of 3 to 5 years. The debtor is placed on a Chapter 13 repayment
plan where they pay an affordable monthly payment every month. The debtor
makes their monthly payment to the bankruptcy trustee, who in turn pays
the creditors. The debtor does not pay the creditors directly –
the trustee handles this responsibility.
Once a Chapter 13 case is filed in court, the debtor enjoys relief from
the "automatic stay," which prohibits creditors from taking
any form of debt collection actions against the debtor. The automatic
stay lasts through the duration of the bankruptcy until it is discharged.
Contact us to schedule a free consultation!
Need a lawyer for a bankruptcy case in Orlando? If you are interested in
finding out if bankruptcy is right for you, we urge you to contact an
Orlando bankruptcy lawyer from Richard A. Heller, P.A. today! We will
carefully review your situation and advise you on your options and what
each options means. Regardless of your financial situation, we will provide
insight into your case and help you gain a clear understanding of how
you should proceed towards a viable and workable solution!
To learn more about your bankruptcy options and how we can help you, please
contact an Orlando bankruptcy lawyer from our firm today! - (407) 501-4052!