Bankruptcy Attorney Serving the Orlando area for Over 28 Years
Our experienced bankruptcy team at
Richard A. Heller, P.A. knows
bankruptcy law backward, forward, and sideways. Whether it is a consumer bankruptcy
or business Chapter 7 you wish to file, your reasons for filing, or the
financial difficulties you may be experiencing, we are here to help you
find and work toward a positive outcome. Don’t wait to get the help
you need and don’t hesitate to call.
We’re ready to roll up our sleeves and get to work on your bankruptcy
issue. Call (407) 501-4052 today to consult with an attorney in our Winter
What You Can Expect to Lose in a Florida Bankruptcy
Whether you file for bankruptcy under Chapter 7 or Chapter 13, there are
some important assets and possessions, such as your car, house, retirement
accounts, etc., which often can be protected, but some that may be lost.
There are many exemptions under Florida and Federal exemption laws to
protect your assets if you know where to look. It is highly unlikely that
bankruptcy will leave you with nothing, and in fact, most clients at Richard
A. Heller, P.A. lose none of their assets. The purpose of bankruptcy is
to help you get a fresh start, whether by quickly discharging your debts,
or coming up with a plan to repay what you can.
Bankruptcy Exemptions in Florida
Don’t say goodbye to your retirement savings or your home just yet.
Depending on your specific case, some of your assets may be exempt from
liquidation or sale, such as:
- Savings and retirement funds
- Wages, tips, bonuses, etc.
- VA benefits
- Workers’ comp benefits
- Valuable personal assets
- Motor vehicles
Let a bankruptcy attorney at Richard A. Heller, P.A. explain in plain language,
what exemptions apply to your case. Whether or not it is possible to keep
certain assets depends on your unique legal and financial circumstances.
If possible, it may be in your best interest to fight to keep your car.
However, you should consult with an experienced bankruptcy lawyer in order
to determine the best course of action going forward.
We are ready to hear from you and ready to help. Contact us
to get your free consultation on the calendar today.
Notice: Due to COVID-19, we may schedule telephone and Zoom consultations
and are available via Facetime, Skype, and Messenger. Please don’t
hesitate to call us if you have any questions!