Bankruptcy Attorney Serving the Orlando Area for Over 32 Years
Our experienced bankruptcy team at Richard A. Heller, P.A. knows bankruptcy law backward, forward, and sideways. Whether it is a consumer bankruptcy or business Chapter 7 you wish to file, your reasons for filing, or the financial difficulties you may be experiencing, we are here to help you find and work toward a positive outcome. Don’t wait to get the help you need and don’t hesitate to call.
What You Can Expect to Lose in a Florida Bankruptcy
Whether you file for bankruptcy under Chapter 7 or Chapter 13, there are some important assets and possessions, such as your car, house, retirement accounts, etc., which often can be protected, but some that may be lost. There are many exemptions under Florida and Federal exemption laws to protect your assets if you know where to look. It is highly unlikely that bankruptcy will leave you with nothing, and in fact, most clients at Richard A. Heller, P.A. lose none of their assets. The purpose of bankruptcy is to help you get a fresh start, whether by quickly discharging your debts, or coming up with a plan to repay what you can.
Bankruptcy Exemptions in Florida
Don’t say goodbye to your retirement savings or your home just yet. Depending on your specific case, some of your assets may be exempt from liquidation or sale, such as:
- Savings and retirement funds
- Wages, tips, bonuses, etc.
- VA benefits
- Workers’ comp benefits
- Valuable personal assets
- Motor vehicles
Let a bankruptcy attorney at Richard A. Heller, P.A. explain in plain language, what exemptions apply to your case. Whether or not it is possible to keep certain assets depends on your unique legal and financial circumstances. If possible, it may be in your best interest to fight to keep your car. However, you should consult with an experienced bankruptcy lawyer in order to determine the best course of action going forward.
We are ready to hear from you and ready to help. Contact us to get your free consultation on the calendar today.
Free Case Evaluations
We offer free case evaluations to all prospective clients! Reach out to us today to schedule some time to speak with a seasoned attorney.
Flexible Payment Plans
We do our best to accommodate our clients' financial situations by offering flexible payment plans.
Spanish Services Available
Se habla español! We offer our services in both English and Spanish.
With nearly 60 years of combined experience, our team of attorneys has the knowledge to handle your estate planning, family law, or elder law matters with efficiency and skill.