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Bankruptcy Exemptions

Bankruptcy Exemptions

Bankruptcy Attorney Serving the Orlando Area for Over 32 Years

Our experienced bankruptcy team at Richard A. Heller, P.A. knows bankruptcy law backward, forward, and sideways. Whether it is a consumer bankruptcy or business Chapter 7 you wish to file, your reasons for filing, or the financial difficulties you may be experiencing, we are here to help you find and work toward a positive outcome. Don’t wait to get the help you need and don’t hesitate to call.


We’re ready to roll up our sleeves and get to work on your bankruptcy issue. Call (407) 501-4052 today to consult with an attorney in our Winter Park office.


What You Can Expect to Lose in a Florida Bankruptcy

Whether you file for bankruptcy under Chapter 7 or Chapter 13, there are some important assets and possessions, such as your car, house, retirement accounts, etc., which often can be protected, but some that may be lost. There are many exemptions under Florida and Federal exemption laws to protect your assets if you know where to look. It is highly unlikely that bankruptcy will leave you with nothing, and in fact, most clients at Richard A. Heller, P.A. lose none of their assets. The purpose of bankruptcy is to help you get a fresh start, whether by quickly discharging your debts, or coming up with a plan to repay what you can.

Bankruptcy Exemptions in Florida

Don’t say goodbye to your retirement savings or your home just yet. Depending on your specific case, some of your assets may be exempt from liquidation or sale, such as:

  • Houses
  • Savings and retirement funds
  • Pensions
  • Wages, tips, bonuses, etc.
  • VA benefits
  • Workers’ comp benefits
  • Valuable personal assets
  • Motor vehicles

Let a bankruptcy attorney at Richard A. Heller, P.A. explain in plain language, what exemptions apply to your case. Whether or not it is possible to keep certain assets depends on your unique legal and financial circumstances. If possible, it may be in your best interest to fight to keep your car. However, you should consult with an experienced bankruptcy lawyer in order to determine the best course of action going forward.

We are ready to hear from you and ready to help. Contact us to get your free consultation on the calendar today.

Hear From Our Clients

Testimonials
  • “Mr. Heller and his staff were professional, courteous and very pleasant to work with. I never felt rushed or that I was bothering them or wasting their time. Mr. Heller walked us through the entire ...”

    - Roseanne Hunt
  • “Mr. Heller and his staff prepared our estate paper work with the utmost professionalism and expediency. Everyone at the office was extremely friendly and outgoing. Mr. Heller answered all of our ...”

    - H Corn
  • “Mr. Heller was a joy to work with. His professionalism and kindness were always present from the first meeting to the last. It was obvious at the Meeting of Creditors that the Bankruptcy Trustee ...”

    - Blanca Creel
  • “Mr. Heller and his office handled all our estate needs in a very professional manner. He answered all our questions in language that we could understand. Also made suggestions for consideration. Thank ...”

    - Harold and Ann McIntosh
  • “Extremely pleased with all the hard work, accurate legal advice and quick response to all questions and concerns. John Wallace had my best interest in mind at all times especially when I didn't know ...”

    - Mildred Ruiz
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Why Our Clients Hire
Richard A. Heller, P.A.?

What You Can Expect With Us
  • Free Case Evaluations

    We offer free case evaluations to all prospective clients! Reach out to us today to schedule some time to speak with a seasoned attorney.

  • Flexible Payment Plans

    We do our best to accommodate our clients' financial situations by offering flexible payment plans.

  • Spanish Services Available

    Se habla español! We offer our services in both English and Spanish.

  • Experience

    With nearly 60 years of combined experience, our team of attorneys has the knowledge to handle your estate planning, family law, or bankruptcy matters with efficiency and skill.

Thousands of Bankruptcy Cases Successfully Filed

Schedule a free case evaluation today!