Bankruptcy Attorneys Serving Orlando & Winter Park for 58+ Years
Creditors know exactly what they are doing when they make repeated phone
calls at odd hours of the day and use intimidation to get you to pay up.
Even if you are experiencing a relatively low level of harassment from
a lender or collection service, speak up right away and refuse to be bullied.
You can do so by calling (407) 501-4052 today. Our experienced lawyers
are here to protect your financial interests, your assets, and your dignity
during the bankruptcy process.
What Constitutes Creditor Harassment in Florida?
As a result of the Fair Debt Collection Practices Act (“FDCPA”),
debt collectors around the country are strictly limited in what they can
do to convince you to pay off your debts. Florida also has what is known
as the Florida Consumer Collection Practices Act (“FCCPA”),
which creates additional protections for citizens of the Sunshine State
on top of those issued in the FDCPA.
There are many ways a creditor can engage in abusive behavior and harm
consumers in efforts to collect on debts. Call our firm right away if
your debt collector or lender resorts to any of the following:
- Sending mail or documents intended to look like legal documents or government paperwork
- Impersonating law enforcement
- Pretending to act as a government agent or employee
- Pretending to be an attorney or other legal representative
- Talking to other third parties (friends, neighbors, etc.) about your debt
or threatening to do so
- Talking to your employer about your debt or threatening to do so
- Using abusive, violent, inappropriate, or vulgar language in order to intimidate you
- Suing you in a court that is too far for you to reasonably travel and contest
- Communicating with you, even when you have informed them that an attorney
is representing you
- Pretending to have involved a lawyer
- Sending mail that is potentially embarrassing or outwardly reveals your debt
- Calling you after 9:00 at night or before 8:00 in the morning
- Any behavior that amounts to harassment, such as stalking, excessive calling, etc.
Call a Winter Park Bankruptcy Lawyer Today if Creditors Are Harassing You
You don’t have to tolerate unjust or illegal behavior from lenders
or debt collectors. Even if you do owe them money, you do not have to
be subject to such unlawful and abusive behavior. At Richard A. Heller,
P.A., our Winter Park
bankruptcy attorneys are well-versed in the finer points of the FDCPA and the FCCPA,
and we are prepared to do everything in our power to ensure you are treated
with maximum fairness during your debt conflict or bankruptcy.
Schedule your free, confidential consultation
with a member of our team today.
Notice: Due to COVID-19, we may schedule telephone and video consultations
and are available via Zoom, Facetime, Skype, and Messenger. Weekend initial
consultations are also available. Please don’t hesitate to call
us if you have any questions!