Winter Park Chapter 13 Bankruptcy Lawyer
Take the First Step Toward a Brighter Future: (407) 501-4052
Are you looking for a lawyer to help you file Chapter 13 bankruptcy? At
Richard A. Heller, P.A., our Winter Park
bankruptcy attorneys have
nearly 58 years of collective legal experience. When you work with our firm, we want you to be so satisfied with your
experience that you would recommend us to your closest friends and family.
As a result of our work ethic, we are
accredited with the Better Business Bureau (BBB) with an A+ Rating and we have a
BV® Distinguished™ Rating with Martindale-Hubbell®, a nationwide legal ranking website.
- Are you experiencing financial problems?
- Would you like to get control over your finances and get some much-needed
If so, we have the knowledge and tools to help you find the right solution
to your money problems. While you can go on struggling every month with
your bills, why should you when there are real-life solutions that can
relieve you of a lot of stress and worry?
Why Choose Us?
Over the years we have
helped many clients struggling to keep up with their monthly obligations get the fresh start
they desperately needed. Through filing Chapter 13 bankruptcy, we have
helped clients greatly reduce their monthly obligations into an affordable
monthly payment and we have helped them save their homes from foreclosure.
- We have payment plans available in some instances.
- We offer Spanish speaking services.
- Serving Greater Orlando since 1990.
How Chapter 13 Works - What You Need To Know
Chapter 13 is known as the "wage earner's bankruptcy" because
it's generally used by debtors with a regular source of monthly income.
One of the benefits of Chapter 13 over
Chapter 7 is that it can save a home from foreclosure providing the debtor keeps
up with their repayment plan.
The debtor pays off all or a portion of their debts over a period of 3
to 5 years. The debtor is placed on Chapter 13 repayment plan where they
pay an affordable monthly payment every month. The debtor makes their
monthly payment to the bankruptcy trustee, who in turn pays the creditors.
The debtor does not pay the creditors directly – the trustee handles
Once the case is filed in court, the debtor enjoys relief from the "automatic
stay," which prohibits creditors from taking any form of debt collection
actions against the debtor. The automatic stay lasts through the duration
of the bankruptcy until it is
Get a Free Consultation with an Orlando Chapter 13 Bankruptcy Lawyer!
Need a lawyer for a
bankruptcy case in Florida? We urge you to contact a Winter Park and Orlando bankruptcy
attorney from Richard A. Heller, P.A. today! We will carefully review
your situation and advise you on your options and what each option means.
Regardless of your financial situation,
we will provide insight into your case and help you gain a clear understanding of how you should proceed towards
a viable and workable solution!
Learn more about your options and how we can help you.
Contact us today at (407) 501-4052!
Notice: Due to COVID-19, we may schedule telephone and video consultations
and are available via Zoom, Facetime, Skype, and Messenger. Weekend initial
consultations are also available. Please don’t hesitate to call
us if you have any questions!